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It has been exciting times at CredPal and that is because of the partnerships we have been securing with merchants across various industries ranging from electronics and gadgets, furniture, travel and transport, real estate, grocery, beauty & cosmetics to education. These partnerships have been strategic and intentional in order to maintain the leadership position in the buy now, pay later space in Nigeria.

Having partnered with over 13,000 merchants and counting, what this means is that customers can log in to the app and pay directly to these merchants from their CredPal credit card. We’re powering and creating easy access to not just credit but the shopping needs of the average Nigerian.

For merchants, we have designed what we call, CredPal Pay to help them increase sales and transform their business into a favorite shopping destination with exclusive offers for their customers and our customers.

Also Read: How CredPal has become the “go-to” for buy now, pay later payment option.

 How do merchants benefit from this partnership?

  • Reducing shoppers buying hesitation

Adding a buy now pay later mode of payment for merchants means that customers who want to buy your product or services and cannot due to insufficient funds are now allowed to buy and pay later. Don’t get it twisted, you are not paying the merchants later when you shop from them, you are paying CredPal later. Merchants receive their payment as soon as the customer confirms that the product has been delivered.

  • Increased sales value

The CredPal Pay feature is designed to help merchants increase sales. We have merchants who have recorded sales more than this and we believe that more merchants are on the verge of hitting increased sales of over 32%.

  • New customers

A new mode of payment means that you attract new customers whose preferred means of payment is to buy now and pay later. Customers that were reluctant to buy before because the pay was probably beyond their budget can now adopt this means of payment to pay ‘small small’

How do I register with CredPal as a merchant?

Joining CredPal as a merchant is just a link away. Click on this link, provide all the necessary information and start enjoying the benefits that come with accepting CredPal Pay.

Also Read: CredPal is changing retail experience with buy now, pay later.



In the wake of minimal access to loans, we are driving a lending ecosystem that increases the purchasing power of consumers and economic growth across Africa by offering better and easier access to consumer credit through credit cards, buy now, pay later, and loans.

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